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Education center
Roth or traditional contributions
Which one is right for you? Learn the key differences and how each impacts your tax situation.
Watch video →The impact of a 1% contribution increase
A small change today can mean thousands more at retirement. See how it adds up.
Watch video →How to save $1 million for retirement
Understand exactly how much you need to contribute each month to hit your goal.
Watch video →Rollover options
Changing jobs? Know your options for rolling over your retirement savings without penalties.
Watch video →Age 60–63 catch-up contributions
Near retirement? Take advantage of higher contribution limits available between ages 60 and 63.
Watch video →Beneficiary designations
Make sure the right people receive your account. Keep your designations updated.
Watch video →Plan details
2026 Contribution Limits
$24,500
2026 base employee deferral limit
Employer Match
Up to 4%
Info Advantage matches your contributions in two tiers, up to 4% of pay
Vesting Schedule
6-Year
Graded vesting on employer contributions
Investment lineup
| Fund name | Category | Ticker | Expense ratio |
|---|---|---|---|
| Stability & Bonds | |||
| Invesco Stable Asset Fund | Stable Value | -- | 1.04% |
| Invesco Core Plus Bond Fund - Class R | Intermediate Core-Plus Bond | CPBRX | 1.04% |
| Target Date & Risk Based | |||
| T. Rowe Price Retirement 2010 Fund - Class R | Target-Date | RRTAX | 0.99% |
| T. Rowe Price Retirement 2015 Fund - Class R | Target-Date | RRTMX | 0.99% |
| T. Rowe Price Retirement 2020 Fund - Class R | Target-Date | RRTBX | 1.01% |
| T. Rowe Price Retirement 2025 Fund - Class R | Target-Date | RRTNX | 1.03% |
| T. Rowe Price Retirement 2030 Fund - Class R | Target-Date | RRTCX | 1.05% |
| T. Rowe Price Retirement 2035 Fund - Class R | Target-Date | RRTPX | 1.08% |
| T. Rowe Price Retirement 2040 Fund - Class R | Target-Date | RRTDX | 1.09% |
| T. Rowe Price Retirement 2045 Fund - Class R | Target-Date | RRTRX | 1.10% |
| T. Rowe Price Retirement 2050 Fund - Class R | Target-Date | RRTFX | 1.12% |
| T. Rowe Price Retirement 2055 Fund - Class R | Target-Date | RRTVX | 1.13% |
| T. Rowe Price Retirement Balanced Fund - Class R | Risk Based | RRTIX | 0.99% |
| Large Cap | |||
| JPMorgan Equity Income Fund - Class R2 | Large Value | OIEFX | 1.20% |
| State Street S&P 500 Index Securities Lending Series Fund - Class IX | Large Blend | -- | 0.52% |
| Fidelity Advisor Equity Growth Fund - Class M | Large Growth | FAEGX | 1.16% |
| Mid & Small Cap | |||
| Victory Sycamore Established Value Fund - Class R | Mid-Cap Value | GETGX | 1.09% |
| State Street S&P MidCap Index Non-Lending Series Fund - Class J | Mid-Cap Blend | -- | 0.56% |
| Invesco Discovery Mid Cap Growth Fund - Class R | Mid-Cap Growth | OEGNX | 1.29% |
| Fidelity Advisor Small Cap Value Fund - Class M | Small Value | FCVTX | 1.45% |
| Fidelity Advisor Stock Selector Small Cap Fund - Class M | Small Blend | FCDTX | 1.39% |
| American Century Small Cap Growth Fund - Class R | Small Growth | ANORX | 1.63% |
| Global / International | |||
| BlackRock Advantage International Fund - Class R | Foreign Large Blend | BGORX | 1.00% |
| MFS International Intrinsic Equity Fund - Class R2 | Foreign Large Blend | MINFX | 1.27% |
| ClearBridge International Growth Fund - Class R | Foreign Large Growth | LMGRX | 1.40% |
| American Funds New Perspective Fund - Class R2E | Global Large-Stock Growth | RPEBX | 1.20% |
Source: ADP Retirement Services, Info Advantage 401(k), June 30, 2026. Returns shown are trailing period total returns. Past performance is not a guarantee of future results.
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